Beverly Harzog is a nationally recognized  consumer finance analyst, credit expert and media personality.  She's also the bestselling and award-winning author of five personal finance books.


Her expert advice has been featured in thousands of media outlets, including TV, radio, print, and major websites. She’s appeared on Fox News, CNN Newsource, NBC New York, NY1, ABC New York, NBC NY, ABC News Radio, Bloomberg Radio, and more.

She’s been quoted in The Wall Street Journal, USA Today, Money Magazine, The New York Times, Kiplinger, Washington Post, Cosmopolitan, Chicago Tribune, Consumer's Digest, Boston Globe, Miami Herald, Atlanta Journal-Constitution,, Real Simple,, Family Circle, HerMoney, Fitness, Women’s Health, Marie Claire, Woman’s Day, Redbook, Women’s Health, Fitness, and much more.

Beverly’s byline has appeared in The Wall Street Journal, U.S. News & World Report, Forbes, Good Housekeeping, Entrepreneur, Health, Better Homes and Gardens, Cooking Light, New York Daily News,,,,, and more.

Beverly Harzog

I'll help you get control of your financial life. The result? A debt-free life that lets you choose how you want to live.

Beverly Harzog

Life and Education

Harzog grew up in Virginia-Highland, an in-town neighborhood in Atlanta, Georgia. She worked her way through college and earned a Bachelor of Business Administration in Accounting at Kennesaw State University in 1983.

She also holds an MBA in Public Relations from the University of New Haven in New Haven, CT. She also studied Speech Communication at the doctoral level at the University of Georgia, where she earned a top paper award from the Speech Communication Association for her research in crisis management.

She is a breast cancer survivor, a French press enthusiast and an exercise junkie.

Books, Awards, and Honors

The Debt Escape Plan: How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free (Career Press, 2015).

  • Winner of the American Society of Journalists and Authors 2016 Outstanding Nonfiction Book Award in the Self-Help category.

Confessions of a Credit Junkie: Everything You Need to Know to Avoid the Mistakes I Made (Career Press, November 2013).

  • #1 Amazon Best Seller in three categories: Credit Ratings & Repair, Personal Finance, and Budgeting and Money Management.
  • Color of Money Book Club pick by syndicated Washington Post columnist Michelle Singletary in December 2013.
  • Honorable Mention Winner of the American Society of Journalists and Authors 2016 Outstanding Nonfiction Book Award in the Self-Help category.

How Money Works: The Facts Visually Explained (DK Books, March 2017), lead contributor.

Simple Numbers, Straight Talk, Big Profits: Four Keys to Unlock Your Business Potential (Greenleaf Publishing, June 2011), co-authored with Greg Crabtree.

The Complete Idiot’s Guide to Person-to-Person Lending (Alpha Books/Penguin, April 2009), coauthored with Curtis Arnold.

Are you with the media?

If you’re with the media, I’d love to help you with your credit-related stories. I respect deadlines and I respond promptly.