Disclaimer & Privacy Policy

Disclaimer: BeverlyHarzog.com is owned and operated by Harzog Enterprises LLC.

Content on BeverlyHarzog.com represents the opinions of the author. All credit card reviews and advice on this site are for general information purposes only. References to third-party products, rates, and offers may change without notice. So before making any decision about a credit card or other financial product, do your own research.

First and foremost, I’m a consumer advocate and I value your trust. I do not have affiliate relationships with credit card issuers. So if you click on the credit card link and get approved for a card, I don’t benefit from that at all. Also, I do not receive compensation for positive reviews. Credit card issuers find out what I think about their cards at the same time you do—when it’s published on my site. And note that I do not accept sponsored posts or paid links on BeverlyHarzog.com.

Privacy Policy

BeverlyHarzog.com is owned and operated by Harzog Enterprises LLC. Within the context of these policies, “Beverly” is interchangeable with BeverlyHarzog.com.

BeverlyHarzog.com is committed to protecting your privacy. This site does not require you to set up an account or share personal information. If you choose to provide information by answering a poll or when you comment on a post, the information you provide is used solely to enhance your experience on BeverlyHarzog.com. The information helps Beverly decide which type of posts are most useful to readers. Any personal information you provide is never sold to third parties.

If you do decide to apply for a credit card that’s been reviewed, you are taken directly to the credit card issuer’s page. Often, Beverly will place links within posts where you can get more information on a topic.

Be aware that when you leave BeverlyHarzog.com via a link, the website you’re taken to will have its own privacy policy, which you should always read. BeverlyHarzog.com is not responsible for the privacy policies or the content of other websites.

As most other websites do, BeverlyHarzog.com collects and uses data in log files. The information in the log files include your ISP (internet service provider, for example, AOL), your IP (internet protocol) address, the browser you used to visit BeverlyHarzog.com (such as Internet Explorer or Chrome), the amount of time you visited BeverlyHarzog.com, and which pages you visited on the site.

In addition, BeverlyHarzog.com may allow third-party partners to place session cookies on your computer. This collects non-personally identifiable information such as aggregate use statistics for internal evaluation of the site. No personally-identifiable information is collected, and all data is deleted periodically.

If you have any questions about this privacy policy, please contact Beverly. This privacy policy is subject to change.

Terms of Service

By using this website, you agree to be bound by these Terms of Service, the Privacy Policy, and any additional terms and conditions that may apply to specific sections of this website or to products and services available through this site or from Harzog Enterprises LLC.

Individuals who leave comments on this site are totally responsible for the content of their comments. Comments may be used as the basis for new posts on this blog.

Please note that while the information shared on BeverlyHarzog.com is believed to be accurate, the owner of this website specifically disclaims all warranties—express, implied or statutory—regarding the accuracy, timeliness, and/or completeness of the information contained herein.

BeverlyHarzog.com hereby excludes liability for any claims, demands, losses, or damages of any kind whatsoever with regard to any information, content, or services provided at this website. This is including, but not limited to, direct, indirect, loss of profits, or data, incidental, or consequential loss or damages, compensatory damages, or otherwise.

This agreement can be changed at any time, and such modifications shall be effective immediately upon posting of the modified agreement on BeverlyHarzog.com. Your continued access or use of this website shall be deemed your conclusive acceptance of the modified agreement.

Copyright

All the content on BeverlyHarzog.com is copyrighted by Harzog Enterprises LLC. The content on this site may not be reproduced or published elsewhere without written permission from Beverly Harzog.