Beverly’s Blog

Credit One Credit Cards Review

If you have bad credit, it's tough to find an unsecured credit card that doesn't try to pick your pocket with fees and high APRs. For example, the Credit One credit cards look good on the surface, but not when you look under the hood. And, as you know, I love to look...

Capital One Secured MasterCard Review

Here's a freshly updated review of the Capital One Secured MasterCard. About a year ago, there were changes regarding the security deposit and credit limits. Rest easy, I got your back. It's all good and I'll explain it in the "Rates & Fees" section below. And just so...

BankAmericard Secured Credit Card Review

Note to my subscribers: If you've gotten this post twice, my apologies. When it went out two days ago, I had not published an updated review for it. In fact, I have no idea why that went out since the pub date was January 17, 2017. Anyway, this is now updated! Sorry...

Let’s Talk About Equifax and Credit Freezes

Okay, I know you're busy, so let's get right to the facts about Equifax and credit freezes. The breach affected 143 million U.S. consumers. Could you be one of them? Yes, maybe, possibly. I used this link to see if my information was impacted. You key in your last...

SunTrust Secured Card with Cash Rewards Review

SunTrust is based in my hometown, Atlanta, Georgia, so I see branches all the time. When I saw one yesterday, it reminded me that I need to update my review for the SunTrust Secured Credit Card. So here ya go! And I'm so glad I reviewed it again because a lot of happy...

What I Learned From My Mom About Credit

I posted this last year. Okay, I admit I've posted this every year since 2012. I get a lot of heartfelt emails each year I post this, so I decided to make it a tradition since a lot of you seem to identify with it. So once again, in honor of my mom, I'm dusting it off...

primor Secured Visa Classic Card Review

How does a fixed rate and no credit check sound to you? Well, if you're in a situation where this sounds pretty darn good, then the primor Secured Visa Classic Card has your back. And there's also the Secured primor Gold credit card. It appears that you need to apply...

U.S. Bank Secured Visa Card Review

This is an update of my review of the U.S. Bank Secured Visa Card. There have been some slight changes since my last review, but this credit card is still a good option for anyone who wants to rebuild or establish credit. Readers have generously shared a lot of...

Citi Secured MasterCard Review

For the longest time, I had to tell folks that they could only apply for the Citi Secured MasterCard in a Citi bank branch. Thank goodness that changed because it really limited access to this card. When it comes to secured credit cards, the Citi Secured MasterCard is...

My First Two Money Mistakes of 2017

We're still in January, but I've already reached my quota of money mistakes for the year. Yeah, I allow myself a couple of blunders every year because I finally faced the fact that I'm human. I like to think I'm on top of everything all the time, but clearly I'm just...

Beverly Harzog

Beverly Harzog

Credit Card Expert, Bestselling Author & Consumer Advocate

My mission in life is to help you stay out of credit trouble. But if you’re already having a credit card crisis and you have debt, I’m here to help you break free from it.

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